LIFESTYLE PROTECTION INSURANCE
Cover up to £3000 or 90% of your net monthly income
Monthly cover (£)
Obtain an indicative quote for 12 month benefit period

Protect your mortgage, loans & other regular commitments
Type of cover
Waiting period
Your age

Lifestyle protection insurance

With this lifestyle protection insurance you can cover your mortgage or rent, loans and other regular monthly commitments, protecting your lifestyle against the effects of accident, sickness and unemployment.

It covers you for a wide range of regular commitments including Sky TV and even gym membership. You can protect up to 90% of your net monthly income up to a maximum monthly benefit of £3000.

Many common lifestyle protection insurance exclusions do NOT apply to our policy. For example customers are not excluded because of certain hobbies or certain jobs. The insurance does not exclude backache or dismissal from work. For more information about the policy please visit our lifestyle protection insurance FAQs page.

Don't delay lifestyle protection insurance

Getting the strength of a lifestyle protection insurance that can cover your major monthly outgoings can rarely be delayed. If you are thinking of getting covered then please take the time to review whether that is the right move for you, and if it is to take action at your earliest opportunity. Don't delay your decision for another time, bacause if you do it could be too late. If you suddently discover your unemployment is pending, lifestyle protection insurance would not be available as to qualify for cover you must be unaware of any impending unemployment, or potential failure of the self employed persons’ business.

Keep lifestyle protection for your working life

Our lifestyle protection is designed with the intention that you can keep the same policy for many years and as appropriate altering the different commitments and level of protection that apply at the time. If looking for the best lifestyle protection be aware that the best choice differs from person to person and that it is you own responsibility to ensure this is the right policy for you.



  • First month FREE
  • Cover up to £3,000 or 90% of your net salary
  • Unemployment only cover is available, as well as accident, sickness and unemployment and accident and sickness only options
  • Cover is available to the Self-Employed
  • The is no requirement for you to have been in your job for 12 months prior to taking cover
  • Unlike many other low-cost providers, we have no hidden admin fees
  • Underwritten at Lloyd’s of London

What common exclusions do NOT apply to our policy?

  • Hobby or job exclusions
  • Backache exclusion
  • Cosmetic or elective surgery exclusion
  • HIV or Post-Viral disability exclusion
  • Dismissal exclusion
Frequently Asked Questions
Policy Documents

Lifestyle Protection Insurance in the UK

Lifestyle Protection

Protecting our lifestyle can mean still being able to afford to keep the roof over you head and still enjoy life’s necessities. We wonder what would happen if we were to lose our job and the salary that we all rely on dries up. We are driven to do our utmost to protect our homes, our families and our general way of life.

Lifestyle protection insurance works when you cannot work and pays you monthly benefit amounts so you can protection the regular monthly payments that don't stop simply because your income has stopped because you became unable to work and earn due to an accident, sickness or unemployment. One of the wide range of covers available with this lifestyle protection insurance is, mortgage protection insurance that is there to step in and keep your mortgage payments going.

Lifestyle Protection Insurance to Protect your Mortgage or Rent

After you obtain a mortgage or rental property you need to concern yourself with how you would keep up the repayments if you had an accident, became ill so were unable to work or were made unemployed. Without mortgage protection insurance you might be on your own to fend for yourself or your family. This is where mortgage protection insurance plans from Monster Insurance can help.

Income Insurance

Those considering income protection insurance can consider this lifestyle protection as it also protects major monthly outgoings in a similar way to Income Insurance policies. This low cost insurance is designed to work when you can't. Please visit income insurance offerings from Monster Insurance.

Income Protection

Income protection insurance is worth considering for most working people and today many individuals have an income protection plan. Income protection insurance is included in the wide range of options available in this lifestyle protection policy in the sense it protects all the major commitments you are likely to have.

Income Protection Insurance

There has never been a better time for income protection insurance and many workers are opting for income protection insurance plans within the UK. You can find income protection insurance here at Monster Insurance. We offer a flexible and beneficial lifestyle protection insurance that can cover your major outgoings against accident, sickness and unemployment.

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