Lifestyle Protection Insurance
Co-branded as Income Protection or Loan Protection.
With this lifestyle protection insurance you can cover your mortgage or rent, loans and other regular monthly commitments, protecting your lifestyle against the effects of accident, sickness and unemployment.
You can protect up to 65% of your gross monthly income up to a maximum of £1500 per month.
For more information about our lifestyle protection insurance policy please visit our lifestyle protection insurance FAQs page.
Don't delay your lifestyle protection insurance
Getting Lifestyle Protection insurance that can help cover your monthly outgoings is important. If you do not have sufficient savings to continue to pay your mortgage/rent/household bills over a short period of illness or unemployment you should think seriously about taking this insurance. With this policy you cannot apply if you are already aware of impending unemployment so don't delay your decision for another time, as it can make the difference of keeping the roof over your head or the lifestyle you enjoy.
Keep lifestyle protection for your working life
Our lifestyle protection is designed with the intention to adapt to your future needs so you can keep the same policy for years. The flexible excess periods of our Lifestyle Protection Insurance enables you to adapt as your future working needs change, helping you reduce your premiums should your company benefits improve. and as appropriate altering the different commitments and level of protection that apply at the time. It is you own responsibility to ensure this is the right policy for you so please take the time to read the policy Terms and Conditions.
- Cover up 65% of your gross monthly salary to a maximum of £1500 per month
- Accident, Sickness and Unemployment or Accident and Sickness only
- Cover for Employees, Self-employed, Contract workers, Sub-Contract workers and those with more than one job
- Back to Day 1 or variable excess periods of 30, 60, 90 or 180 days to reduce your premium
- Benefit period of 12 months
- Carer cover included unless you have selected Accident and Sickness cover only
- Legal Helpline to help with unemployment as well as tax issues
- Back to work service is included with your cover
TYPICAL PREMIUM
Person: Aged 30
Amount: £1000 per month cover
Benefit period: 12 months
Cover: Accident, Sickness & Unemployment
Excess period: 30 days for Unemployment and 90 days for Accident & Sickness
Premium: £28.50 per month
See how to reduce your premium and beat Comparison site quotes click here.
For a Lifestyle Insurance Quick Quote click here.
Links:
LIFESTYLE PROTECTION | INCOME PROTECTION | LOAN PROTECTION | MORTGAGE PROTECTION
