LIFESTYLE PROTECTION INSURANCE
Cover up to £3000 or 90% of your net monthly income
Monthly cover (£)
Obtain an indicative quote for 12 month benefit period

Protect your mortgage, loans & other regular commitments
Type of cover
Waiting period
Your age
Apply for mortgage protection insurance

Mortgage Protection Insurance

Mortgage protection insurance is one of the wide range of options included within this lifestyle protection policy. It protects your monthly mortgage payments or the rent on your home so if you are seeking mortgage protection insurance alone, then simply insure for the amount that covers your monthly mortgage payments. If you are seeking protection for more than just your mortgage payment, you can also cover your other regular commitments such as council tax, motor or retail finance, personal loans and utility bills within the same lifestyle protection policy.

 

  • First month FREE
  • Cover up to £3,000 or 90% of your net salary
  • Unemployment only cover is available, as well as accident, sickness and unemployment and accident and sickness only options
  • Cover is available to the Self-Employed
  • The is no requirement for you to have been in your job for 12 months prior to taking cover
  • Unlike many other low-cost providers, we have no hidden admin fees
  • Underwritten at Lloyd’s of London

What common exclusions do NOT apply to our policy?

  • Hobby or job exclusions
  • Backache exclusion
  • Cosmetic or elective surgery exclusion
  • HIV or Post-Viral disability exclusion
  • Dismissal exclusion
Mortgage protection FAQs
Mortgage protection insurance Policy Documents

Quick Guide to Mortgage Protection Insurance in the UK

Mortgage Protection

Protecting the roof over our heads is one of life’s necessities. We wonder what would happen if we were to lose our job and the salary that we all rely on dries up. We are driven to do our utmost to protect our homes and our way of life the best we can.

Mortgage protection insurance works when you cannot work and pays your monthly mortgage payments for you. If you become unable to work and earn due to an accident, sickness or unemployment, mortgage protection insurance is there to step in and keep your mortgage payments going.

Mortgage Insurance

After you obtain a mortgage for your property you need to concern yourself with how you would keep up the repayments if you had an accident, became ill so were unable to work or were made unemployed. Without mortgage insurance you might be on your own to fend for yourself or your family. This is where mortgage insurance plans from Monster Insurance can help.

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