LIFESTYLE PROTECTION INSURANCE
Cover up to £3000 or 90% of your net monthly income
Monthly cover (£)
Obtain an indicative quote for 12 month benefit period

Protect your mortgage, loans & other regular commitments
Type of cover
Waiting period
Your age

Mortgage protection insurance breathing space

Keeping the roof over your head

In an effort to provide help for mortgage holders after losing their jobs the Government has extended the Support for Mortgage Interest (SMI) scheme designed to enable mortgage holders to reduce the mortgage payments for 24 months to help them through that difficult period. Reports state that SMI is available only to those already in receipt of means tested Government benefits and the qualifying period is 13 weeks.

Clearly not all mortgage holders who become unemployed will qualify for SMI so please seek advice from the JobCentre Plus.  If you feel you would not qualify for SMI or could not wait for the 13 week qualifying period or wish to avoid building up mortgage interest debt for the future then the mortgage payment protection insurance (MPPI) option within this cover can provide you with the valuable breathing space you need to keep the roof over your head in the event of unemployment.

Frequently Asked Questions
Policy Documents

Quick Guide To Mortgage Protection Insurance in the UK

Mortgage Protection

Protecting the roof over our heads is one of life’s necessities. We wonder what would happen if we were to lose our job and the salary that we all rely on dries up. We are driven to do our utmost to protect our homes and our way of life the best we can.

Mortgage protection insurance works when you cannot work and pays your monthly mortgage payments for you. If you become unable to work and earn due to an accident, sickness or unemployment, mortgage protection insurance is there to step in and keep your mortgage payments going.

Mortgage Insurance

After you obtain a mortgage for your property you need to concern yourself with how you would keep up the repayments if you had an accident, became ill so were unable to work or were made unamployed. Without mortgage protection insurance you might be on your own to fend for yourself or your family. This is where mortgage protection insurance plans from Monster Insurance can help.

Income Insurance

Those considering income protection insurance can consider this lifestyle protection as it also protects major monthly outgoings in a similar way to Income Insurance policies. This low cost insurance is designed to work when you can't. Please visit income insurance offerings from Monster Insurance.

Income Protection

Income protection insurance is worth considering for most working people and today many individuals have an income protection plan. Income protection insurance is included in the wide range of options available in this lifestyle protection policy in the sense it protects all the major commitments you are likely to have.

Income Protection Insurance

There has never been a better time for income protection insurance and many workers are opting for income protection insurance plans within the UK. You can find income protection insurance here at Monster Insurance. We offer a flexible and beneficial lifestyle protection insurance thatcan cover your major outgoings against accident, sickness and unemployment.

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